Explore Your Options.
Leasing Programs
True Lease Benefits
Stay on the Cutting Edge
Improve your facility image by keeping your equipment up to date and taking advantage of the latest technology. Cut maintenance costs and improve staff efficiency by keeping newer equipment in service.
Lower Monthly Payments
The graph below illustrates the lower monthly payment of a "true lease" (Operating Lease, Fair Market Value) vs. a purchase loan.
Lower Taxable Income
The entire lease payment is recorded as an operating expense which lowers taxable income. Each facility's needs are different. Consult your CPA for information specific to your facility.
End of Term Options
Fair Market Value Option:
- Upgrade equipment and renew lease at current market prices.
- Buy or refinance equipment at fair market value (FMV).
- Return the equipment.
Capital Lease Benefits
Own the Equipment it Makes Sense to Own
Finance the purchase of the equipment that fits into your long term objectives while enjoying the flexibility of a lease payment structure that meets your cash flow needs.
Build Equity in the Equipment
Each monthly payment works towards owning the equipment. At the end of the lease term the equipment has “trade-in value” that could be used in upgrading to newer technology.
Tax Advantages
An advantage of financing the purchase of equipment is deprecation, which can shelter earnings. Facilities may also be eligible for the Section 179 Tax Deduction. Tax situations vary. Consult your CPA for information specific to your facility.
End of Term Options
$1 Buyout Option:
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You own the equipment at the end of the lease term.
% Put Option:
Lower monthly payments with a required buyout payment at a % of the equipment purchase price.